HOME | SPOTLIGHT | SEARCH | CONDOS/CO-OPS | COMMUNITIES | ABOUT | RESOURCES | BLOG | CONTACT  
 
About Your REALTOR

Team effort with your REALTOR® will make your home purchase easier and more pleasant. The following are a few helpful suggestions.

Pick ONE and stay with that sales associate. Nothing inspires a professional to seek and find the home of YOUR choice more than knowing you are relying on him or her completely.

Choose your sales associate carefully. Check to see if the firm is a member of local Boards of Realtors. A full-time associate, professionally trained to service your needs and experienced not only in real estate but also in geographic areas and price ranges is most important to you. You have the right to expect your sales associate to go that extra mile to serve you.

Once you have decided to commit your loyalty to your REALTOR®, there are ways you can help:

  1. All members of a Multiple Listing Service (MLS) can show you all listings. It is not necessary to call each office to see its listings. Your REALTOR® is privy to the same information.

  2. Be truly frank with your sales associate about your price range and your reaction to each property. Any financial information revealed is kept in strict confidence. Secrecy only confuses the picture and makes the job and your search for the right home more difficult.

  3. Do not walk into an open house unaccompanied by your sales associate. He or she can no longer help you obtain that particular home. The associate holding the open house becomes the selling associate and your REALTOR®, who has spent hours of time to serve you will not be compensated. Call your REALTOR® to accompany you.

  4. If you see an ad in the paper which piques you curiosity, do call your sales associate and ask about it. Let your sales associate make the inquiry; a lot more information can be obtained from a fellow REALTOR® which will be helpfully to you.

  5. If you are unhappy with your sales associate, let the REALTOR® know. The REALTOR® will appreciate knowing this so that you may be assigned a more compatible sales associate to serve you. It is important that you be fully satisfied. Minor misunderstandings can grow.

Resources Attorneys

We provide this list of names as a convenience to our clients and customers. The Chen Agency does not endorse and cannot guarantee the services of any individual or company. You are encouraged to independently verify the qualifications of any individual or company that you engage.

Diane DeCarlo, Esq. 
865 Broad Ave, Ridgefield, New Jersey 07657
201-945-3900  testadecarlo@aol.com
 
Steven Freesman, Esq.
2050 Center Ave, Suite #630, Fort Lee, New Jersey 07024
201-461-8183   freesman@verizon.net
 
Susana Gutierrez Manna, Esq.
249 Irving Avenue, Closter, New Jersey 07624
201-750-7564  mannalaw@optonline.net
 
George Gundersen, Esq. 
634 Baldwin Avenue, Rivervale, New Jersey 07675
201-505-0895  mannalaw@optonline.net

Vivian V. Ingilian, Esq., LLC 
342 Grand Avenue, Englewood, New Jersey 07631
201-569-1622  IngilianV@gmail.com
 
George Jurecky, Esq.
140 Sylvan Avenue, Englewood Cliffs, New Jersey 07632
201-242-0500 x304  george.jurecky@jureckylaw.com
 
Carolyn Kristal, Esq.
2050 Center Ave #560, Fort Lee, New Jersey 07024
201-585-2600   ckristal@msn.com
 
Yuk-Shim Mak, Esq.
35 Plaza Professional Center
81 E. Route 4 West, Suite 404, Paramus, New Jersey 07652
201-843-8879  mail@makliang.com
 
Donald Nemcik, Esq.
183 Third Ave, Westwood, New Jersey 07675
201-666-6000  dnemcik@aol.com
 
Joel J. Reinfeld, Esq. 
120 Sylvan Ave, #202, Englewood Cliffs, New Jersey 07632
201-408-45581  joel@joelreinfeldlaw.com
 
Bruce Safro, Esq.
One University Plaza, Suite #14, Hackensack, New Jersey 07601
201-343-3100  bls@safroesq.com
 
Michael W. Song, Esq.
400 Sylvan Ave., Suite #102, Englewood Cliffs, New Jersey 07632 
201-568-3136   michaelsongesq@gmail.com
 
Robert Silber, Esq.
15 Engle St, Suit 100B, Englewood, NJ 07631
201-227-0661   Rob@robertsilberlaw.com
 
Craig Weinstein, Esq.
2050 Center Avenue, Suite #405, Fort Lee, New Jersey 07024
201-944-0654  craigweinstein@verizon.net

Chirag N. Patel, Esq.
7800 River Road, Suite #3, North Bergen, New Jersey 07047
201-880-7776   cnp@thepatellawpractice.com

 


Resources Home Inspectors

We provide this list of names as a convenience to our clients and customers. The Chen Agency does not endorse and cannot guarantee the services of any individual or company. You are encouraged to independently verify the qualifications of any individual or company that you engage.

www.ashi.com    www.state.nj.us/lps/ca/pels/inspectors.htm

All Wright Home Inspections, Inc. Glenn Woertz
P.O. Box 1164, Alpine, New Jersey 07620
201-767-6619   cell 201-647-9026

C.M. Burrows Inc., Christopher M. Burrows
725 River Road, Suite 32-172, Edgewater, NJ 07020
201-840-6126  cburrows@cmburrowsinc.com
www.cmburrowsinc.com

CE Home Inspectors, LLC, Carlos Ceballos
P.O. Box 110, Cresskill, NJ 07626 
201-266-6961  cell  201-417-7440   cehomeinspections@gmail.com

Guardian Home Inspectors, Sean Campbell
26 Madison Avenue, Cresskill, New Jersey 07626
800-468-7744   201-568-2783  

Home Diagnostic Inspectors, Inc.  George White 
603 Highland Avenue, Little Falls, New Jersey 07424
973-233-0777  

Prime Choice Home Inspections, Corp., Sung Young (Shawn) Lee 
200 Grant Street, Haworth, New Jersey 07641
201-384-3320 

Regional Home Inspections, LLC., John L. Estes 
403 Gregory Avenue, Weehawken, New Jersey 07086
201-954-9894     reghome@optonline.net

Shupenko Engineering, Inc., Anthony Shupenko, Jr., PE 
2 Garden Court North, Garfield, New Jersey 07026
973-478-1418   info@shupenkoengineering.com

www.shupenkoengineering.com

TeamWorks, Paul Lang
297 Myrtle Ave, New Milford, New Jersey 07646
888-262-4928    201-262-4928

The Home Team Inspection Service, Craig Sharf
38 Dana Place, Closter, New Jersey 07624
201-767-2070 

 

Resources Mortgages

We provide this list of names as a convenience to our clients and customers. The Chen Agency does not endorse and cannot guarantee the services of any individual or company. You are encouraged to independently verify the qualifications of any individual or company that you engage.

1st Constitution Bancorp.,  John Bryan
180 Main Street, Fort Lee, New Jersey 07024
201-944-9300  cell 201-321-8998   jbryan@1stconstitution.com

Guaranteed Home Mortgage Co, Inc., Felix Lemeshev 
108 Corporate Park Drive, Suite 301, White Plains, New York 10604 
646-527-2924   cell 305-788-9677

GuardHill Financial Corp. Ron Miller 
950 Third Avenue, 24th Floor, New York, NY 10022 
646.519.7535  cell 917-887-6703  fax 917-591-9377 rmiller@guardhill.com

Hamilton Capital LLC,  Edward Park
135A Main Street, Hackensack, New Jersey 07601
201-343-6640  cell 201-658-6166  fax 201-343-6641 epark@hamiltoncapitalllc.com

Hudson City Savings Bank , Sal J. Aparo
West 80 Century Road, Paramus, New Jersey 07652
888-967-1601  cell 201-681-5507  fax 201-967-9510 SalAparo@mac.com

Livingston Mortgage,  Mrs. Young Ok Uhm 
460 Bergen Blvd., Suite 306, Palisades Park, New Jersey 07650
201-346-1222  fax 201-346-1364 info@livingstonmortgage.com

NJ Lenders Corp. , Steven Grossman
P.O. Box 427, 219 Paterson Ave., Little Falls, New Jersey 07424
1-800-908-0005 Ext.7102   fax 973-812-4769 steve@njlenders.com

American Mortgage, Shawn Miller 
142 S. Livingston Ave., Suite 5, Livingston, New Jersey 07039 
201-4740468   cell 201-446-0393     fax 201-225-0016   sm@americanmortgage-usa.com

Tuthill Finance of NJ, Irina Levsky
1617 Parker Avenue, Suite1, Fort Lee, New Jersey 07024
201-947-0232 Ext. 108   fax 201-947-5338

Two River Mortgage & Investment, Brian Benjamin*
157 Broad Street, Suite 312, Red Bank, New Jersey 07701
201-461-9010  732-345-5000   fax 732-345-5049 brian@tworivermortgage.com

Wells Fargo Home Mortgage,  Wei Zhao   NMLS#58743
600 Alexander Road, Princeton, New Jersey 08540 
609-750-5420  cell 
732-586-8318    fax 866-850-0955   wei.zhao@wellsfargo.com
www.wfhm.com/wei-zhao

Wells Fargo Home Mortgage, Alys K. Swan 
East 80 Route 4, Suite 205, Paramus, New Jersey 07652
201-556-4101  fax 201-845-6777  alys.nye@wellsfargo.com

Resources Neighborhood Service Guide

We provide this list of names as a convenience to our clients and customers. The Chen Agency does not endorse and cannot guarantee the services of any individual or company. You are encouraged to independently verify the qualifications of any individual or company that you engage.

Alarm Service/Phones/Computer Wiring

Alarm, Lock & Safe
195 Livingston Street
Northvale, NJ 07647
201-767-6767

Appliances

All American Appliance Service (Repair)
201-265-9696

Pirch
1 Garden State Plaza 
 
Paramus, NJ 07652
551-999-6540

A&E Factory Service (Repair)
800-771-3029

Gorman Bros.
30 E. Palisade Ave
Englewoo
d NJ 07631
201-568-5700

Reno's Appliance
235 McLean Boulevard
Paterson, NJ 07504
866-887-3667   973-247-1860

Art/Framing/Posters

Morantz S. Galleries, Inc.
608 Anderson Ave
Cliffside Park, NJ 07010
201-943-8900

Bathroom Fixtures/Kitchen Fixtures

Ferguson Plumbing Supply
444 Livingston Street
Norwood, NJ 07648
201-768-8060

Hardware Designs
135 New Dutch Lane
Fairfield, NJ 07004
973-808-0266


Pirch
1 Garden State Plaza 
 
Paramus, NJ 07652
551-999-6540

Carpet/Flooring

Brothers Carpet & Flooring
(Carpet & Wood Floors)
392 Main Street
Hackensack, NJ 07601
201-488-3999

Manning Brothers Carpet Cleaning
3E. Fort Lee Road
Bogota, NJ 07603
201-837-2341

Cleaning

Finishing Touch Services  - John Ochlan  
210 Elmwood Ave
Bogota, NJ 07603
201-488-2810

Ivan Cruz
551-358-3854

Luis Macancela
551-486-7772

Keith Christian
201-218-3161

NuTouch Home Services
Kathy Burgos
914-885-9300

Zimick Brothers Cleaning Service 
Edgewater Area
201-945-6870

Computer Supply & Repair

Precision Computer
2415 Lemoine Ave
Fort Lee, NJ 07024
201-947-7866

Decorator

Blanka Jurecky
Creative Interior Design Studio, LLC.

22 Kira Lane
Englewood, NJ 07631
201-871-9200

Dry Cleaner/Tailor

Classic Cleaners
1605 Lemoine Ave
Fort Lee, NJ 07024
201-461-6206

Dom Vitetta Cleaners & Custom Tailor
444 Main Street
Fort Lee, NJ 07024
201-944-2081

Electrician

Billy Canova
375 Bradley Ave
Northvale, NJ 07647
201-906-0067

Esposito Electric
258 12th Street
Palisades Park, NJ 07650
201-947-4263

John Maresca
JFM Electric
Palisades Park, NJ 07650
888-588-1304 

Exterminator

B & D Pest Solutions
908-848-0377

Excel Termite & Pest Control
84 Grand Ave

River Edge, NJ 07661
800-886-7327

Florist

Dean Street Greenery 
231 Herbert Ave
Closter, NJ 07624
201-816-0100

Wildflowers
2 Sylvan Ave
Englewood Cliffs, NJ 07632
201-592-8875

Glass/Mirror

Jimmy's Glass
Cliffside Park, NJ 07010
201-941-4401

Hair Salon

Alley Olsen Salon
1203 River Road
Edgewater, NJ 07020
201-886-9500

Hair Dynamics
1475 Bergen Boulevard 
Fort Lee, NJ 07024
201-461-8848

5 Salon & Spa
1643 Schlosser Street
Fort Lee, NJ 07024
201-944-8011

Hardware

Moore's Hardware
335 Broad Ave
Leonia, NJ 07605
201-944-1952

Boulevard Hardware
526 Bergen Boulevard
Ridgefield, NJ 07657
201-945-0341

HVAC

Dave Gadaleta
350 Main Ave 
Wood-Ridge, NJ 07075
201-804-0597  cell 201-615-3313  fax 201-804-6264
www.ghchvac.com

Interior Design

Blanka Jurecky, CID
Allied Member ASID
Creative Interior Design Studio, LLC.
 
22 Kira Lane
Englewood, NJ 07631
201-871-0808

bji@nj.rr.com

DLG Designs 
201-755-5074
dlgdesigns@msn.com
www.dlgdesigns.net

Light Fixtures

Lighting by Gregory
274 State Route 17
Upper Saddle River, NJ 07458
201-785-1985

Locksmith

Elite Lock Service
7604 Bergenline Ave
North Bergen, NJ 07047
201-861-5694
 

Parent Lock
558 Anderson Ave
Cliffside Park, NJ 07010
201-947-1700

Pete's Lock & Key
187 Washington Ave 
Fort Lee, NJ 07024
201-944-7547

Movers

Duffy Movers
160 Bergen Turnpike
Ridgefield Park, NJ 07660
201-807-1716

Frank Richter Moving & Storage
38 Kinderkamack  Rd.
Oradell, NJ 07649
201-599-0824  201-867-0097
 
Mayflower / Colonial Moving + Storage
17 Mercer Street
Hackensack, NJ 07601
201-343-5777   877-549-7783
 
Pensa Movers
2301 Lemoine Ave
Fort Lee, NJ 07024

201-947-1444

Peter Ferraro Moving & Storage
186 S. Prospect Ave
Bergenfield, NJ 07621
201-387-6683

Painter

Finishing Touch Services  - John Ochlan
210 Elmwood Ave
Bogota, NJ 07603
201-488-2810

Imperial Painting & Coating, LLC
109 Ashland Ave
West Orange, NJ 07052
973-414-8000


Ivan Cruz 
551-358-3854

Keith Christian
201-218-3161

My Three Sons
338 E. Homestead Ave
Palisades Park, NJ 07650
201-461-9060


South Sun LLC.
Greg Hetrick
48 Chestnut Street

North Arlington, NJ 07031
201-538-5273

Walho Interior Construction & Renovation
Walter Ocampo
551-795-0245

Photographer

Abbey Creative Photography
416 East Central Blvd.
Palisades Park, NJ 07650
201-947-1221

Dian Photographers
195 3rd Ave.
Westwood, NJ 07675
201-945-7500

Plumber

Alliotts
1 Alliotts Pl.
Palisades Park, NJ 07650
(201) 944-0504

Morin Plumbing & Heating 
275 Lafayette Ave
Cliffside Park, NJ 07010
201-941-7455

Preakness Plumbing & Heating
Dennis
201-224-2214

Pool Service

Jayson Pool Service
908-688-1111

Tim Co. Pool Service (Northern Bergen County)
201-387-6010

Printer

Yippee Printing
115 River Road, Bldg. 10, 1st Fl.
Edgewater, NJ 07020
(201) 313-1900

Roofing

Brady Roofing
64 N. Washington Ave
Bergenfield, NJ 07621
201-385-9315

Steven Hintze Roofing
109 Eastview Ave
Leonia, NJ 07605
201-944-6834

Rational Roofing
22 Port Imperial
West New York, NJ 07093
201-864-4749

Shoe Repair

S&J Shoe Repair 
80 Anderson Street
Hackensack, NJ 07601
201- 343-7868

Master Shoe Repair
350 Lawton Ave
Cliffside Park, NJ 07010
201-945-2644

Tile & Marble

AGM Marble & Tile
890 River Rd.
Edgewater, NJ 07020
201- 945-1687

Fuda Tile & Marble, Inc.
313 Broad Ave
Ridgefield, NJ 07657
201-945-3832

Romano & Son Tile Co.
501 Baldwin Ave
Lodi, NJ 07644
973-472-3240

Window Blinds

Blinds To Go 
101 E. State Route 4
Paramus, NJ 07652
201-441-9260

J. Sosower & Sons
7731 Bergenline Ave
North Bergen, NJ 07047
201-818-0144 or 201-869-1120

Window Repair/Screens

Jimmy's Glass
137 Palisade Ave
Cliffside Park, NJ 07010

201-941-4401

D & B Window & Glass
Dante Brando
201-293-4442 or 908-531-6400

 

Resources Suggestions to Seller

Before Signing Contract...

  1. Be Certain that the contract describes the exact premises which you are selling. Deliver to your attorney:
    a.  A copy of your deed or deeds.
    b. Information concerning any instrument which was executed subsequent to your deed and which affects the property you are selling.
    c.  Any certificate of title or owners title insurance policy which you may have.
    d. Any survey or plot plan which you may have.
    e. Details concerning any lease, whether written or oral, and any security deposit.
  2. Make certain that you advise your attorney as to:
    a. Water supply.
    b. Information concerning the physical condition and location of any septic system, oil tank, easement or encumbrance.
    c.  Any leased hot water heater or other leased equipment.
  3. Make certain that the contract correctly states what personal property, if any, is included or excluded in the sale.

After Signing the Contract...

  1. Provide your attorney with current tax bills, association, district, sewer, fire, and condominium documents, if the same apply.
  2. If you live in a common interest community (meaning you have to pay the taxes, insurance or other fees on common property) then you must give the purchaser a resale certificate. You get this from your association.

When The Closing Date Has Been Set...

  1. Notify your insurance carrier of the date of closing. Have the agent cancel your policy after the closing.
  2. Arrange for the termination of utilities, including water, if metered.
  3. Arrange with your fuel supplier to either fill the oil tank or measure the same, and provide your attorney with a statement, from the company, as to the value of the fuel, at least 2-3 days prior to closing.
  4. Certificate of occupancy and smoke detector certification: It is the responsibility of the seller to obtain and provide and pay for a certificate of occupancy (if your town requires one) and the smoke detector certification. You must check with town building inspector's office to determine if a certificate of occupancy is required for you to sell your home. It is also important to ask if there is a requirement as to number and placement of smoke detectors.

At The Closing...

  1. Your attorney will notify you of the time and place of closing. The closing normally takes place at the office of the Purchaser's attorney.
  2. Your attorney prepares the deed of conveyance. It is your obligation at the closing to pay the conveyance taxes and any releases to be recorded, which will normally be paid from the deposit and indicated to you on a disbursement sheet.
  3. The Broker is entitled to the commission, in full, at the closing.
  4. Bring all keys to the premises and any information concerning appliances and systems which will be helpful to the purchaser.
Resources Suggestions to Purchaser

Before Signing Contract...

  1. If possible, obtain from the Seller the location and condition of the septic system and well or oil tank.
  2. Make certain the contract correctly states what personal property, if any, is included or excluded in the sale.
  3. Be fully satisfied as to the physical condition of the premises.
  4. Be aware of any restrictions, conditions or easements affecting the premises.
  5. If there is a mortgage contingency clause in the contract, be certain that the exact details of the mortgage are spelled out and that the requirements of the lending institution are understood. Apply promptly for your mortgage
After Signing the Contract...
  1. When the written commitment is received from your bank, notify your attorney and sales associate.
  2. Discuss with attorney the process of obtaining an Owners Policy of Title Insurance, the Lending institution (mortgagee) may require title policy insuring the mortgagee, but this does not  insure the owner.
  3. If you desire a survey (plot plan), or the bank requires one, and one is not available through the Seller, you should arrange for a plot plan with a surveyor & notify your attorney of surveyor's name.
  4. Arrange with your insurance agent for homeowner's insurance, naming the Lending Institution as first mortgagee.
  5. You will be notified by your attorney of the time and place of the closing. It is normally held in the office of the attorney for the buyer unless your lender requires the closing at its office.
When The Closing Date Has Been Set...
  1. Notify your insurance agent of the date of closing and obtain a copy of the insurance binder if required by your lender.
  2. Arrange for utilities.
  3. It is a good idea to inspect the premises immediately prior to closing.
At The Closing...
  1. Obtain a bank or certified check for the balance of the purchase price. Bring personal checks for any adjustments, bank charges and attorney's fees.
  2. The purchaser is responsible for recording the warranty deed, the mortgage deed, the cost of the title search, an amortization schedule (if a purchase money mortgage). These funds will normally be billed to you as a disbursement, at the closing.
  3. Mortgage documents must be signed by all the parties taking title and their attendance at closing is required
Estimate Closing Costs  

This worksheet can be used to prepare an estimate of the costs entailed in the closing of a home. It is suggested that you consult your attorney for any closer estimates of the costs of your particular situation. A short time before closing, your attorney should be able to provide you with more precise figures for your closing costs.

-FOR SELLERS -
Legal Fee
Generally $750-$1,250, depending on the attorney and the transaction.

$_______

Real Estate Commission
Depends on the terms of the listing agreement.
$_______
Realty Transfer Tax
Sale Price ___
Rate per $500

Up to $150,000 __________$2.90
$150,000 to $200,000 _____$4.25
$200,000 to $550,000 _____$4.80
$550,000 to $850,000 _____$5.30
$850,000 to $1,000,000 ___ $5.80
$1,000,000+ ____________ $6.05


Rates for sales under $350,000 are slightly lower

$_______
Mortgage Cancellation Fee
Usually required if mortgage is prepaid before original term is reached. May be charges by lender and/or local government.
$_______
Other Liens
Must be removed from property before sale: includes local government filing fees.
$_______
Tax Adjustment
Usually a credit (sometimes a charge) to seller, to adjust for taxes paid short-of or beyond the closing date.
$_______
Water/Sewer Adjustments
Same as other tax adjustments.
$_______
Insect Damage Repairs
As may be required following inspection.
$_______
Engineering Repairs
As may be required following inspection.
$_______
Association Fees
As may be required by Condo/Co-op Association.
$_______

Estimated Total
$_______
-FOR BUYERS-
Legal Fee
Generally $750-$1,250, depending on the attorney and the transaction.

$_______

Title Search
Approx. $200-$300.
$_______
Title Insurance
Varies usually $2,200-$2,500 for homes from $500,000 - $600,000.
$_______
Recording Fees
Required by local County clerk about $250-$350 (per instrument to be recorded).
$_______
Survey
of property, if required, averages $450-$650.
$_______
Homeowners Insurance & (if applicable) Flood Insurance
Varies. Typical one family house
$500-$1000 per year.
$_______

Mortgage Application Fee
set by lender, $250-$500 .

$_______
Lender's Attorney Review Fee
$100 - $500 average where applicable.
$_______

Credit Report/Appraisal Fee
$200-$300

$_______

Prepaid Interest
Paid to lender; covers interest on mortgage beginning from day of closing to end of first month.

$_______
Escrow Fees
Paid to lender, covering approximately...
3 months real estate taxes
3 months fire/flood insurance
3 months PMI premium where applicable.
$_______

Points
Paid to lender, usually 1-3 (1 "point" = 1% of mortgage).

$_______

Private Mortgage Insurance
Usually required if mortgage is more than 80% of purchase price. Average premium is 2 1/2% of the mortgage. 1% payable at closing.

$_______
Termite/ Building Inspection $_______
Fuel Adjustment
for any fuel left behind by seller.
$_______
Association Fees
As may be required by Condo/
Co-op Association.
$_______
Mansion Tax
1% of purchase price over $1 Million.
$_______

Estimated Total
$_______
Information Needed for Loan Application

Checking, Savings, CDs, Money Market & IRA Accounts

  • names and addresses
  • account numbers
  • balances

Loans (car loan, mortgages, student loans, credit union loans, etc.)

  • names and addresses of creditors
  • monthly payments and balances
  • account numbers and purpose of loan

Credit Cards

  • card name and name of bank that issued card
  • account numbers
  • monthly payment balances

Employment Information

  • names and addresses of all employers for 2 full years (past and present) with dates of employment.
  • recent pay stubs
  • last 2 years W-2 forms

Self-Employed

  • last 2 years personal tax returns
  • last 2 years corporate or partnership tax returns
  • year to date profit and loss statement

Real Estate Owned

  • value of property
  • lease agreement with terms
  • names and addresses of lenders
  • monthly payments, balances and account numbers

Personal Assets

  • year, model and value of car
  • cash value of life insurance
  • stock and bond value
  • value of furniture, jewelry, etc
  • Contract of sale on home being purchased
  • Contract of sale on present home being sold if applicable
  • Divorce decree/separation agreement if applicable
Moving Checklist

Send Change of address to:

  • Post Office: Give forwarding address
  • Charge Accounts, Credit Cards
  • Subscriptions: Notice requires several weeks
  • Friends & Relatives

Be sure to contact:

  • Bank: Transfer funds, arrange check-cashing in new city.
  • Insurance: Notify new location of coverage (life, health, fire, auto, homeowners).
  • Automobile: Transfer car title registration; also driver's license; state windshield sticker, motor club membership.
  • Utilities: Gas, light, water, telephone, fuel, get refund of any deposit made; arrange for immediate service in new town; arrange for final reading and change of name for billing.
  • Route Men: Laundry, paper boy, milk man: change over services.
  • Schools: Ask for copies of transfer of children's records.
  • Medical: Ask Doctor, Dentist, Pharmacist for referrals; transfer needed prescriptions, eyeglasses, X-rays and records.
  • Organizations: Transfer memberships (houses of worship, clubs, civic organizations); get letter of introduction.
  • Pets: Ask about regulations for licenses, vaccinations, tags.
  • Management Office: most condos/co-ops require move-in reservations
And, don't forget to:

  • Empty freezer; plan use of foods.
  • Defrost freezer-refrigerator. (Place charcoal to dispel odors.)
  • Have appliances serviced for moving.
  • Clean rugs or clothing, before moving; have them "moving-wrapped."
  • Check with your moving counselor: insurance coverage, packing and unpacking labor, arrival day, various shipping papers, method and time of expected payment.
  • Plan for special care needs of infants.
  • Plan garage sale.

And on moving day:

  • Carry currency, jewelry, documents yourself or use registered mail.
  • Plan for transporting pets. (They are poor traveling companions if unhappy.) Make sure you can be found if they become lost.
  • Carry traveler's checks for quick available funds.
  • Tell close friends or relatives your route and schedule (including overnight stops). Use them as "message headquarters."
  • Double check closets, drawers, shelves (to be sure they are empty).
  • Leave all old keys, needed by new tenant or owners, with agent or Realtor.
Nelson Chen
 
  1392 Palisade Avenue, Fort Lee, NJ 07024   |   Phone: 201-346-8888   |   Fax: 201-346-0881   |   info@chenagency.com